Even the U.S. Congress recognizes the importance of making people aware of the risks and costs associated with long-term care.  In the Milwaukee area, Mary Kay Bultman is the expert to go to for the facts.

Mary Kay wants you to know the facts:

FACT #1.  Most long-term care is received at home; not in a nursing home.  In fact, 43% of long-term care insurance claim benefits paid to individuals covered home care (and only 24% paid for nursing home care.) *

FACT #2.  One of the significant ways to save on long-term care insurance protection is to take advantage of available discounts.  People in good health can save.  You can lock in these savings even when your health changes.  Less than half (44%) of people who apply between age 50 and 59 qualify for the coverage and that percentage declines at older ages.

FACT #3.  Married couples can save on long-term care insurance, sometimes even when only one person is protected.  And with new "shared care" options, two people can actually share each other's coverage.   Less money … more benefit … worth considering.

Long-Term Care Insurance helps an individual keep promises made to both themselves and their families. It may mean having the ability to choose the best care and can help pay for that care.

We've designed this section to give you some basic information about this type of insurance. You'll learn:

• why long-term care insurance is important
• how much you should purchase for yourself or your parents
• when to secure coverage
• the basics of underwriting
• how to make sure you get the right policy for your situation

To contact Mary Kay Bultman call her at 262-782-9949 or email her at mbultman@bultmanfinancial.com for no obligation information.

Bultman Financial Services, Inc. is licensed to sell insurance products in:

• Wisconsin
• Alaska
• Arizona
• California
• Colorado
• Connecticut
• District of Columbia
• Florida
• Georgia
• Illinois
• Indiana
• Iowa
• Kentucky
• Maryland
• Michigan
• Minnesota
• Missouri
• Nevada
• New York
• Ohio
• Oregon
• Texas
• Virginia

Bultman Financial Services, Inc. cannot communicate with, nor respond to, requests from users who reside in states where we are not licensed to conduct insurance  business.

* Source of all information, the American Association for Long-Term Care Insurance, 2007 and 2008 Sourcebooks.