About Us

Wisconsin Insurance Agency

Bultman Financial Services, Inc. exists for one reason — to provide financial and insurance strategies and recommendations that are in the best interest of our clients. We believe that our 25+ years of experience demonstrates a strong commitment to our clients and our purpose.

Our company was originally started in 1996 as Bultman and Associates, Inc. by Mary Kay and Ralph Bultman. At that time, only one full-time and one part-time employee ran the business. Now, we have 7 full-time employees.

Currently, we serve as the administrators for the State Bar of Wisconsin life, disability income and long-term care insurance plans. In that role, we have over 3,000 members and their spouses as our clients.

The foundation of our services is a focus on the personalized needs of our clients. We look at your long-term and short-term financial goals before making any recommendations. We work in concert with other advisors — including attorneys, tax specialists and consultants — because we believe that this collaboration offers you the most personal and professional program available.

We are a Wisconsin-based, women-owned business. In fact, we have been designated a Disadvantaged Business Enterprise (DBE) by the state of Wisconsin and and Emerging Business Enterprise (EBE) with the City of Milwaukee. Also, we are a certified Women’s Business Enterprise (WBE) with both WBENC (Women’s Business Enterprise National Council) and with the State of Wisconsin.

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Bultman Financial Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.


April 29th, 2020 by Bultman Financial Services